Best Home Loan & Mortgage Broker In Perth

As a mortgage brokers in Perth, our clients range from first home buyers and local business owners to overseas property investors and professionals. Most of them not only look for assistance with selecting and tailoring financial and legal needs but also reducing the mortgage costs/ expenses. So far, we have been able to meet this expectation for them without jeopardizing FBAA,'s code of conduct.

Our Loan Services Include:

Kamal Sharma (Director of TFP) is an Accredited Mortgage Broker in Perth (CRN 484496) who can guide you through the complex process of acquiring a mortgage and connect with mortgage lenders. Due to our solid relationship with more than 28 lenders. We can boastfully say that we can easily provide you with information of all the alternatives available to you when it comes to; choosing loan.

Residential home loan
Refinancing
Debt consolidation
Investment home loan
Debt Consolidation
Should you required confidential discussion based on your scenario please contact us on 0893196840 or 0401450434.

Home Loan

Whether you are a First home buyer or you are keeping an eye for an Investment Property, our team has expertise in providing one-stop mortgage broking services. Kamal Sharma (Director of TFP) is an Accredited Mortgage Broker in Perth (CRN 484496) who can guide you through the complex process of acquiring a mortgage and connect with mortgage lenders. Due to our solid relationship with more than 28 lenders, we can boastfully say that we can easily provide you with information of all the alternatives available to you when it comes to choosing loan.

We have wide array of services to fulfill your loan requirements, including but not limited to:

Residential home loan
Investment home loan
Refinancing
Debt consolidation

Car Loan

If you’re a family needing a spacious SUV, or a single person wanting a hot hatchback, owning a vehicle is an absolute necessity. You may need a car loan for your transport needs, and TFP can help in this matter.

At TFP, we understand that having your own reliable, affordable, and comfortable mode of transport is essential to you, your family, and your business. We are dedicated to helping you get it and proudly have access to secured loans for both new and used vehicles.

Refinance

Refinancing is the process of taking out a new mortgage to replace an existing loan, which can be with the same lender but in most cases involves switching to another bank or lender.

Our team can help you scrutinize your ever-changing personal finance circumstances and can help:

Get a better interest rate or different features such as redraw facilities or flexible payments for your existing loan/finance arrangements.
Use the equity in your home to borrow money to renovate/new car/holiday etc.
Consolidate multiple debts into your mortgage so it’s easier to manage your finances.

KEY POINTS A FIRST HOME BUYER SHOULD KNOW IN WA

While buying your first home can be overwhelming, there are a few helpful ways to ensure your experience is a smooth one.

Here are our top four tips for new home buyers.

1. Find the Right Broker for Your Home Loan.

Finance / Mortgage brokers provide you expert advice or range of borrowing options, however finding the right one is essential as they are the one to guide you through out the process.

2. Calculation of Borrowing Capacity

One should be realistic about current financial situations, also about future costs and monthly mortgage payments they can afford.

Using serviceability calculators from different banks to calculate borrowing capacity and household budget calculators can help in better planning.

3. Genuine Saving & Fund to Complete

Deposit can be in the form of saving and non-saving. Usually, lenders require 5% of purchase price as genuine saving while acquiring a home loan. But a saving of bigger amount can benefit you in more ways like lower interest rate and lower repayments. Likewise having deposit of 20% or more, avoids the extra cost of Lenders Mortgage Insurance.

See if you are eligible for government grants and stamp duty concessions available for first home buyers, which may vary from state to state.

4. Find the Right Home

Once you have a clear picture of how much you can afford, make sure you explore your full range of options in terms of where you will live, as well as the kind of house you want. Do a research for local available services and decide which housing option best suits your lifestyle.

If you need any confidential discussion regarding your home loan, car loan or refinancing requirements, please contact our senior Mortgage Brokers us on 08 9319 6840 or 0401 450 434.